The Canada Revenue Agency has confirmed that eligible Canadians will receive their December 2025 GST/HST payment of $496. This payment comes from the Goods and Services Tax and Harmonized Sales Tax credit program that helps individuals & families with low to moderate incomes. The program helps reduce the financial impact of taxes and provides additional money during the holiday season. Eligible recipients will receive automatic deposits into their bank accounts or a mailed cheque if they have not arranged direct deposit. Knowing the payment schedule and eligibility requirements along with the claiming process helps Canadians receive their full benefit on time.
Updated December Deposit Timeline
For December 2025 the CRA has set a clear schedule for GST/HST payments. Most eligible people will receive their money by December 20 2025 though some differences may happen based on how quickly banks process payments. If you get a mailed cheque it might take several extra business days to arrive at your home. The CRA notes that delays are uncommon but can occur so people should regularly check their CRA My Account or bank statements. Canadians should make sure their direct deposit details are correct and current. Taking this step helps prevent missed payments and makes sure money arrives on time. Planning ahead during the busy holiday season can help people use this extra financial support effectively.
Who Is Eligible for the GST/HST Payment?
The GST/HST credit depends on how much money you earn and your family situation. The CRA sets income limits every year that determine who qualifies. Most Canadian residents can get this credit if they are 19 or older and have a valid Social Insurance Number. Families with children often receive extra money based on how many kids they have. The CRA checks if you qualify when you file your tax return each year. This means you don’t need to fill out a separate application form. But some people need to contact the CRA directly. This includes anyone who just moved to Canada or got married or divorced recently. You also need to reach out if you didn’t file taxes last year. Keeping your information current helps make sure you get the financial support you deserve.
How to Claim Your GST/HST Payment
Most Canadians do not need to take extra steps to claim the GST/HST payment because it is automatically calculated based on tax returns filed with the CRA. To verify your eligibility and check payment amounts you can log into CRA My Account for a secure and convenient method. If your account is not yet set up the registration process is straightforward and offers access to all relevant payment information. Individuals who have moved recently or had income changes should ensure their CRA profile is updated to reflect their current situation. Those who do not have direct deposit should expect a mailed cheque. Keeping your personal information current with the CRA guarantees timely delivery of funds and prevents potential delays.
Tips to Ensure Timely Payment
To make sure you receive the December 2025 GST/HST payment on time there are several important actions you should complete. Start by verifying that your direct deposit details registered with the CRA are accurate and current. You also need to ensure you have submitted your latest income tax return since the government uses this information to determine who qualifies for the payment automatically. Also you should review any letters or notices from the CRA that might ask for updated information or corrections to your file. It is also wise to check your CRA My Account on a regular basis to stay informed about your payment status and any relevant updates. Taking these precautions helps prevent unnecessary delays and ensures the $496 payment reaches you without problems. This is particularly important for seniors and families with lower incomes who depend on this financial support to help with expenses during the holiday period.
